Understand your money
at a glance.
Smart financial analysis that auto-categorizes your spending, builds your budgets, and surfaces clear insights so you save more — all inside the app.
Every analysis tool
Designed to give you the full picture of your money — effortlessly.
Auto-categorization
Every transaction is categorized automatically: food, transport, shopping, bills — no manual entry.
Monthly budgets
Set a budget per category and get an alert at 80%. Actual vs planned at a glance.
Spending trends
See how your spending changed over time with clear weekly, monthly and yearly charts.
Smart insights
"You spent 30% more on food this month" — personalized nudges that help you save.
Statements
Detailed statement filterable by date, category and amount. Export PDF or CSV in a tap.
Custom tags
Tag projects or events: "Turkey vacation" — and see every related expense together.
Subscription tracking
All your recurring subscriptions in one place, with the monthly total and renewal reminders.
Smart alerts
Unusual spending? A repeat charge? A large amount? Get an instant alert with quick analysis.
AI assistant
Ask in your language: "How much did I spend on food this month?" — get an instant answer.
How it works
Three steps, zero complicated setup.
Use your account
Pay, transfer and receive as usual — analytics run automatically in the background.
Instant tagging
Each transaction is categorized and matched to the real merchant and logo as it happens.
Insights & tips
See a clear dashboard with charts, budgets and insights tailored to you.
Insights that surface automatically
You saved this month
You spent €170 less on shopping than last month. Nice work!
Watch your food spend
Food spending is up 30%. You're close to your budget cap.
Recurring charge
We detected a new €9.99/month subscription you weren't tracking.
Upcoming bill
Your usual electricity bill (~€60) is typically charged in a few days.
Budgets under control
Set a cap per category and track progress visually.
Subscriptions in one place
Everything that renews monthly — clear and organized.
Ask your money assistant
Instant answers about your money, in your language.
Reports for every period
Daily
End-of-day summary — how much you spent and where.
Weekly
Comparison with last week. Are you on track?
Monthly
Comprehensive report: full categorization, budgets, trends.
Yearly
A full picture of your financial year — best and worst months.
Frequently asked
Are analytics available on all accounts?
Yes — the analysis tools are free and available with every SDB Wallet account, at no extra cost.
How are transactions categorized?
Automatically by analyzing the merchant and transaction type, with the option to edit categories and add custom tags.
Is my data safe?
All your data is encrypted and analytics run only on your own account. We never share your financial data.
Can I export my reports?
Yes — export any statement or report as PDF or CSV for accounting or taxes.
Which currencies does it work with?
Analytics work across your account currencies and your crypto together, normalising values into one clear view of your spending.
Take control of your spending today
Smart tools to understand your money and save more — free with your account.