Your personal account.
World-class standards.
More than an account — bank details in your own name in euros, dollars and pounds, a Mastercard to spend with, and full control from your phone.
Open your account →Why SDB?
The difference is clear.
Instant Opening
Account ready in 5 minutes. No branches, no paperwork, no appointments. Just your phone and an ID.
Published pricing
Every fee is published in the schedule and read straight from our pricing system — cards, transfers, exchange and crypto alike.
An account in your name
Bank details issued in your own name through licensed financial partners — a euro IBAN, a US account number, a UK account number and more.
Instant Card
Free virtual Mastercard the moment you open your account. Pay online or add to Apple Pay.
Financial-Grade Security
AES-256 encryption, biometric auth, dynamic CVV, instant freeze, 24/7 fraud monitoring.
Smart Analytics
AI-powered spending tracking. Auto-categorization, budgets, detailed monthly reports.
What's included?
Basics
- Bank details issued in your own name
- Free virtual Mastercard
- Smart iOS & Android app
- Full Arabic RTL interface
- Instant notifications
- 24/7 support
Transfers
- Unlimited free internal transfers
- Transfer to your own bank account for a small flat fee + the network fee
- Instant SDB-to-SDB transfers
- Scheduled auto-transfers
- Real-time transfer tracking
Currencies
- Euro, US dollar and British pound accounts
- Market rates with a published margin
- Instant exchange between your currencies
- No hidden markup — the fee is shown before you confirm
- Crypto inside the same app
Security
- AES-256 encryption
- Face ID / fingerprint auth
- Dynamic CVV (hourly)
- Instant freeze/unfreeze
- 3D Secure for purchases
- AI fraud monitoring
Open your account in 3 steps
Download the app
Download SDB Wallet from App Store or Google Play and start registration.
Verify your identity
Photo your ID or passport + a selfie. Digital KYC verifies in minutes.
You're all set!
Virtual card ready instantly. Start transferring, paying, and managing your finances.
Exactly what your account gives you
| Feature | SDB Wallet |
|---|---|
| Opening an account | From the app, once your identity is verified |
| Your first bank account | Free |
| Virtual card | Issued from the app |
| Between SDB accounts | Free and instant |
| Withdrawal to your bank | Flat service fee + the network fee |
| Currency exchange | A published margin on the market rate |
| Support | 24/7 from inside the app |
| Identity verification | Fully digital — no branch visit |
| Apple Pay / Google Pay | Supported |
Limits & Fees
Want more?
Discover our plans.
Upgrade to Plus soon for lower fees, cashback, and priority support. Or discover Business and Enterprise plans.
Compare plans →What our customers say
"Easy and fast. I opened my account in 3 minutes and sent money to my family the same day."
"Exchange rates much better than traditional financial institutions. And the Mastercard works with Apple Pay instantly."
"The app is in Arabic and easy to use. I receive my salary directly with instant notifications."
FAQ
Who can open an account?
Anyone 18+ with a valid ID, from any supported country.
How long does it take?
Usually 3-5 minutes. Identity verification is fully digital, no branch visits.
Is there a subscription?
No subscription is required. Your first bank account is free, and every other fee is published in the schedule on the Terms page.
Is the account real?
Yes. Your bank details are issued in your own name through licensed financial partners, and you receive on them exactly as you would with any bank account.
How do I withdraw to my bank?
Directly from the app — pick the bank account, set the amount, and confirm. It must be an account in your own name, and the service fee and network fee are shown separately before you confirm.
Is the app in Arabic?
Yes — full Arabic interface with RTL support. Switch between Arabic and English anytime.
Ready to start?
Open your personal account in minutes. No paperwork, no branches.